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Calculators, guides, and templates for every major money decision you need to make. All free.

Popular: Job Offer Comparison

What do you want to calculate? All 33 calculators →

Housing 7 tools

Rent vs. buy calculator How much house can I afford? Refinance break-even

+ 4 more housing calculators

Job offer comparison Is grad school worth it? Self-employed vs. W-2

+ 3 more career calculators

HDHP vs. PPO HSA growth calculator COBRA vs. marketplace

+ 1 more health calculators

Retirement 5 tools

Can I retire early? Roth vs. traditional IRA Social Security timing

+ 2 more retirement calculators

Buy vs. lease a car EV vs. gas break-even New vs. used car

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Debt payoff priority Student loan repayment Balance transfer math

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Savings & Investing 5 tools

Compound interest Investment growth Savings goal

+ 2 more savings calculators

Featured this month All guides & templates →

Rent vs. Buy Calculator

Find your personal break-even year and see whether buying makes sense at your specific timeline and market. Includes opportunity cost of your down payment.

Is 2026 a good time to buy a house?

With rates around 6.5–7%, the rent vs. buy math has shifted significantly. Here's what the numbers actually say — and what they don't.

Debt Snowball Tracker

Free Google Sheets template. Enter your debts and get a complete month-by-month payoff schedule automatically — no formulas to write.

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