Career calculator

Job offer comparison

Does the second salary actually net positive after childcare, taxes, and work-related expenses?

Includes the Child Care tax credit Accounts for work expenses No signup required
Enter both offers Career · 2026
Offer A
Offer B
Winner
Offer B
is worth $12,400 more per year
✓ Offer B has higher true value
Offer A true value
Offer B true value
Commute hrs saved/yr

Why the higher salary isn't always better

A $10,000 salary gap can easily be closed — or reversed — by differences in benefits, commute cost, and time. This calculator converts every component to annual dollar value so you're comparing honestly.

Commute cost uses the IRS standard mileage rate ($0.67/mile in 2026). But the bigger hidden cost is time — 312 extra commute hours per year at a $40/hr implied rate is $12,480 of lost life annually.

The PTO trap: Most people undervalue paid time off. Five extra vacation days at a $95,000 salary is worth $1,827 — real money that never shows up in the headline number.

What this calculator doesn't include

  • Career trajectory — a lower salary at a high-growth company can be worth far more than a higher salary in a dead-end role.
  • Equity / stock options — add the expected annual value of equity grants to the base salary field.
  • Remote flexibility — if one offer is fully remote, set commute to zero and factor in savings on lunches, clothes, and transportation.
  • Culture and management — impossible to quantify, but often determines whether the role is sustainable long-term.