Free templates

Spreadsheets that do the work for you.

Pre-built Google Sheets and Excel templates for every major financial decision. Download, fill in your numbers, and get instant clarity — no formulas to write.

100% free Google Sheets Excel
Debt Snowball Tracker — Finlybox
Debt
Balance
Rate
Payoff
Credit card A
$2,400
24.9%
Aug 2026
Credit card B
$5,100
19.4%
Feb 2027
Car loan
$11,200
6.9%
Nov 2027
Student loan
$28,500
5.5%
Mar 2030
Total debt
$47,200
Mar 2030
Free forever
No purchase, no subscription, no watermarks. Download and use immediately.
Copy to your Drive
One click to copy to Google Sheets. Works in Excel too.
Pairs with our calculators
Each template links to the Finlybox calculator for the same decision.
No formulas to write
Everything is pre-built. Just fill in your numbers and get answers.
Debt payoff templates
3 templates
Debt Snowball Tracker
Debt name
Balance
Rate
Payoff date
Credit card A
$2,400
24.9%
Aug '26
Credit card B
$5,100
19.4%
Feb '27
Car loan
$11,200
6.9%
Nov '27
Student loan
$28,500
5.5%
Mar '30
Total
$47,200
Mar '30
Free Beginner Google Sheets Excel
Pairs with Debt Payoff Priority Calculator
Debt Snowball Tracker
List all your debts, enter balances and interest rates, and watch the payoff schedule build automatically — month by month, debt by debt.
Debt Avalanche Tracker
Debt name
Balance
Rate
Priority
Credit card A
$2,400
24.9%
#1
Credit card B
$5,100
19.4%
#2
Car loan
$11,200
6.9%
#3
Interest saved
$4,210
vs. snowball
Save $4,210
Free Beginner Google Sheets Excel
Pairs with Debt Payoff Priority Calculator
Debt Avalanche Tracker
Pay off highest-interest debt first. This tracker shows exactly how much interest you save vs. the snowball method — automatically ranked by rate.
Student Loan Repayment Planner
Plan
Payment
Total paid
Timeline
Standard 10-yr
$1,060
$127,200
10 yrs
Income-driven
$420
$141,800
20 yrs
Refinance (5%)
$980
$117,600
10 yrs
Best option
Refinance
Free Intermediate Google Sheets
Pairs with Student Loan Repayment Calculator
Student Loan Repayment Planner
Compare standard, income-driven, and refinanced repayment plans side by side. See total cost, monthly payment, and payoff date for each option.
Housing templates
2 templates
Mortgage Amortization Schedule
Month
Payment
Principal
Balance
Jan 2026
$2,017
$577
$307,423
Feb 2026
$2,017
$580
$306,843
Mar 2026
$2,017
$584
$306,259
Year 1 total
$24,204
$7,046
$300,954
Free Beginner Google Sheets Excel
Pairs with Rent vs. Buy Calculator
Mortgage Amortization Schedule
Full month-by-month breakdown of every payment over the life of your mortgage. See exactly how much goes to interest vs. principal at any point.
Home Buying Cost Estimator
Cost item
Estimated
Actual
Difference
Down payment
$77,000
$77,000
Closing costs
$9,240
$8,900
−$340
Inspection
$500
$475
−$25
Total upfront
$86,740
$86,375
−$365
Free Beginner Google Sheets Excel
Pairs with Rent vs. Buy Calculator
Home Buying Cost Estimator
Track every upfront cost of buying a home — down payment, closing costs, inspection, moving — so there are no financial surprises on closing day.