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  <!-- ── HOMEPAGE ─────────────────────────────────────────── -->
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    <loc>https://www.finlybox.com/</loc>
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  <!-- ── CORE PAGES ────────────────────────────────────────── -->
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    <loc>https://www.finlybox.com/about</loc>
    <lastmod>2026-07-01</lastmod>
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  <!-- ── CALCULATOR HUBS ───────────────────────────────────── -->
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  <!-- ── HOUSING CALCULATORS ───────────────────────────────── -->
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  <!-- ── CAREER CALCULATORS ────────────────────────────────── -->
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    <loc>https://www.finlybox.com/calculators/career/job-offer</loc>
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  <!-- ── HEALTH CALCULATORS ────────────────────────────────── -->
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  <!-- ── RETIREMENT CALCULATORS ────────────────────────────── -->
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  <!-- ── AUTO CALCULATORS ──────────────────────────────────── -->
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    <loc>https://www.finlybox.com/calculators/auto/buy-vs-lease-car</loc>
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  <!-- ── DEBT CALCULATORS ──────────────────────────────────── -->
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  <!-- ── SAVINGS & INVESTING CALCULATORS ───────────────────── -->
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